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Pennsylvania Flood Insurance
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PA Flood Insurance - Free Quotes

Free No-Obligation PA Flood Insurance Quotes

Just a single inch of water (or mud) can cause costly damage to your home. Floods and flash floods can happen at any time so you should consider purchasing flood insurance to protect your home and property.

Everyone in Pennsylvania lives in a flood zone

- it's just a question of whether you live in a low, moderate or high risk area. All Pennsylvania residents should consider purchasing flood insurance to protect their property from damage due to rising waters caused by heavy rains and wind. Hurricanes, winter storms and snow melt are other common causes of flooding.

Most homeowner insurance policies exclude coverage for flood therefore it is important to fully protect your property by purchasing a flood insurance policy. It's also important to keep in mind that there is a 30-day waiting period for a flood insurance policy to become effective.

Top-Rated Pennsylvania Flood Insurance at Affordable Rates

Get a FREE No-Obligation flood insurance quote and expert advice from an experienced insurance professional who can help you obtain top-rated coverage at the lowest possible price.

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What is a flood?

Here's how "flood" is defined by the National Flood Insurance Program:
The short simple answer is that a flood is an excess of water (or mud) on land that's normally dry.
A more formal definition is:
"A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is the policyholder's property) from:
  • Overflow of inland or tidal waters; or
  • Unusual and rapid accumulation or runoff of surface waters from any source; or
  • Mudflow; or
  • Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above"

Helpful Resources

Pennsylvania Insurance Department
Flood Insurance Guidance
National Flood Insurance Program
Friendly Personalized Service for all your PA Flood Insurance Needs

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